Terms of Service

1. Eligibility

You must be at least 18 years old (or the age of majority in your country) and legally able to enter into a binding contract.

You may use the Service only in countries where we make it available and only for lawful purposes.

2. Your account

You are responsible for the information you provide and for keeping your login credentials secure. You must provide accurate account, payout and contact information.

You may not create accounts for other people, share an account, or use the Service to commit fraud or evade our controls.

We may suspend or close an account if we reasonably believe it is being used in breach of these Terms, for fraud, or to harm other users or the Service.

3. The Service

CashSiko lets you submit eligible gift cards for review and receive a payout in the local currency available in your country.

Rates, fees and available payout methods are shown in the app before you confirm a sale. The rate you accept at confirmation is the rate that applies to that transaction.

We may change, suspend or discontinue parts of the Service, including supported cards, countries and payout methods.

4. Your responsibilities

You represent that you own each gift card you submit, that the card was lawfully obtained, and that you are authorised to sell it.

You must not submit stolen, fraudulent, expired, already redeemed or otherwise invalid cards, or attempt to sell the same card more than once.

You are responsible for any tax obligations that apply to your payouts.

5. Review, payout and reversals

Every card is subject to verification. A submitted card may be rejected or the payout adjusted if the card is invalid, already redeemed, has an incorrect balance, or is subject to a chargeback, restriction or fraud investigation.

If a payout was made for a card that is later found to be invalid or fraudulent, you authorise us to reverse the payout and recover the amount from your wallet or future payouts.

Payout timing depends on the payout method, bank processing times and any review required. We are not responsible for delays caused by banks or payment providers.

6. Fees

Applicable fees are shown before you confirm a transaction. Fees may be charged separately from the payout amount.

Currency conversion is based on the rate shown in the app at the time of the transaction. Rates may change between transactions.

7. Prohibited conduct

You must not use the Service to launder money, finance illegal activity, commit fraud, impersonate another person, or violate any applicable law.

You must not attempt to interfere with the Service, bypass our security or verification controls, scrape data, or use automated tools to abuse the Service.

8. Intellectual property

The Service, including its software, design, logos and content, is owned by us or our licensors and is protected by applicable intellectual property laws.

You receive a limited, non-exclusive, non-transferable right to use the Service for its intended purpose. You may not copy, modify, distribute or reverse engineer the Service except as permitted by law.

9. Third-party services

The Service may rely on third-party providers for hosting, analytics, notifications, payment processing and bank payouts. Their services may be subject to their own terms and privacy policies.

We are not responsible for the acts or omissions of third parties outside our reasonable control.

10. Disclaimers and limitation of liability

The Service is provided on an "as available" basis. To the extent permitted by law, we disclaim implied warranties and do not guarantee uninterrupted or error-free operation.

To the extent permitted by law, we are not liable for indirect, incidental, special or consequential losses, or for loss of profits, data or goodwill. Our total liability for a transaction is limited to the amount we actually paid or were due to pay for that transaction.

Nothing in these Terms limits liability that cannot be limited under applicable law.

11. Termination

You may stop using the Service at any time and may delete your account in the app or at https://cashsiko.com/account-deletion.

We may suspend or terminate your access if you breach these Terms, if required by law, or to protect the Service and other users.

12. Changes to these Terms

We may update these Terms from time to time. We will post the updated version on this page and update the effective date. Continued use of the Service after an update means you accept the revised Terms.

13. Contact us

If you have questions about these Terms, email customer@cashsiko.com.

CrestFusion Tech Inc is the operator of the Service.