:root{--bg: #FCF7EF;--bg-soft: #F7F0E3;--panel: #F7F0E3;--panel-2: #EFE6D6;--white: #FFFDF8;--chip: #ECE0CC;--line: #D6C8B0;--line-strong: #C2B293;--text: #1F1911;--head: #2B2010;--text-dim: #6F6350;--text-faint: #5F564A;--accent: #7A4B00;--accent-strong: #8B5E00;--accent-dim: rgba(122, 75, 0, .1);--accent-border: rgba(122, 75, 0, .22);--cta: #F6B93D;--cta-on: #2C1A00;--cta-shadow: 0 12px 28px -10px rgba(209, 143, 16, .38);--on-accent: #2C1A00;--gold-grad: linear-gradient(120deg, #9A6B00, #7A4B00 55%, #5C3600);--green: #116A43;--green-l: #116A43;--green-dim: rgba(17, 106, 67, .12);--green-border: rgba(17, 106, 67, .28);--green-container: #CDE7D5;--green-on: #08351F;--nav-h: 64px;--radius: 14px;--maxw: 1120px;--font-display: "Poppins", "Nunito Sans", system-ui, -apple-system, sans-serif;--font-body: "Nunito Sans", "Poppins", system-ui, -apple-system, sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font-family:var(--font-body);-webkit-font-smoothing:antialiased;line-height:1.6}::selection{background:var(--accent-dim)}a{color:inherit}img{max-width:100%}.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}.section{position:relative;padding:96px 0;border-top:1px solid var(--line)}.section__head{max-width:720px;margin-bottom:48px}.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--accent);border:1px solid var(--accent-border);background:var(--accent-dim);padding:6px 12px;border-radius:999px;margin-bottom:18px}.eyebrow--green{color:var(--green);border-color:var(--green-border);background:var(--green-dim)}.section h2{font-family:var(--font-display);font-size:clamp(30px,5vw,48px);font-weight:700;letter-spacing:-.03em;line-height:1.08;margin:0 0 16px}.section__lede{color:var(--text-dim);font-size:17px;max-width:640px;margin:0}.nav{position:fixed;top:0;left:0;right:0;z-index:100;height:var(--nav-h);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#efe6d6e6;border-bottom:1px solid var(--line)}.nav__inner{display:flex;align-items:center;justify-content:space-between;height:100%}.nav__brand{display:flex;align-items:center;gap:10px;font-family:var(--font-display);font-weight:800;letter-spacing:-.02em;font-size:21px;text-decoration:none}.logo-mark__word{display:inline-flex;align-items:center;line-height:1;transform:translateY(.07em)}.footer .logo-mark__word{font-size:20px}.nav__links{display:flex;gap:28px;align-items:center}.nav__links a{color:var(--text-dim);text-decoration:none;font-size:14px;font-weight:600;transition:color .2s}.nav__links a:hover,.nav__links a[aria-current=page]{color:var(--accent)}.nav__cta{font-size:13px;font-weight:800;padding:8px 16px;border-radius:999px;background:var(--cta);color:var(--cta-on);text-decoration:none;transition:transform .15s,box-shadow .15s;box-shadow:var(--cta-shadow)}.nav__cta:hover{transform:translateY(-1px)}.nav__lang{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:700;line-height:1;padding:6px 10px;border-radius:999px;background:var(--white);border:1px solid var(--line)}.nav__lang a{color:var(--text-dim);text-decoration:none;transition:color .2s}.nav__lang a:hover,.nav__lang a[aria-current=page]{color:var(--accent)}.nav__lang span{color:var(--text-faint)}.hero{position:relative;overflow:hidden;display:flex;align-items:center;padding:calc(var(--nav-h) + 56px) 0 112px}.hero__bg{position:absolute;inset:0;background:radial-gradient(1000px 620px at 12% 6%,rgba(246,185,61,.18),transparent 62%),radial-gradient(900px 560px at 90% 10%,rgba(205,231,213,.6),transparent 60%),linear-gradient(180deg,#fefbf4,#fcf7ef 55%,#f7f0e3)}.hero__content{position:relative;z-index:2;width:100%}.hero__tagline,.hero__badge,.hero h1,.hero__sub,.hero__cta,.hero__chips{animation:heroFadeUp .9s cubic-bezier(.22,1,.36,1) both}.hero__tagline{animation-delay:.05s}.hero__badge{animation-delay:.15s}.hero h1{animation-delay:.26s}.hero__sub{animation-delay:.4s}.hero__cta{animation-delay:.53s}.hero__chips{animation-delay:.66s}@keyframes heroFadeUp{0%{opacity:0;transform:translateY(26px)}to{opacity:1;transform:translateY(0)}}.hero__bg:before{content:"";position:absolute;inset:0;pointer-events:none;background:radial-gradient(720px 440px at 14% 12%,rgba(246,185,61,.14),transparent 62%),radial-gradient(620px 400px at 85% 18%,rgba(17,106,67,.1),transparent 62%);animation:heroBreathe 7s ease-in-out infinite}@keyframes heroBreathe{0%,to{opacity:.5;transform:scale(1)}50%{opacity:1;transform:scale(1.05)}}.hero h1 .grad{background:var(--gold-grad);background-size:200% auto;-webkit-background-clip:text;background-clip:text;color:transparent;animation:goldSheen 7s ease-in-out infinite}@keyframes goldSheen{0%,55%{background-position:0% center}85%,to{background-position:100% center}}.hero__cta .btn--lg{animation:ctaPulse 3.4s ease-in-out 1s infinite}@keyframes ctaPulse{0%,to{box-shadow:0 12px 30px -12px #d18f1066}50%{box-shadow:0 16px 40px -8px #d18f108c}}@media(prefers-reduced-motion:reduce){.hero__tagline,.hero__badge,.hero h1,.hero__sub,.hero__cta,.hero__chips,.hero__bg:before,.hero h1 .grad,.hero__cta .btn--lg{animation:none}}.hero__tagline{font-family:var(--font-display);font-size:13px;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:var(--green);margin:0 0 18px}.hero__badge{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:700;color:var(--green-on);background:var(--green-container);border:1px solid var(--green-border);padding:7px 14px;border-radius:999px;margin-bottom:26px}.hero__badge span{width:8px;height:8px;border-radius:50%;background:var(--green);display:inline-block;box-shadow:0 0 0 3px #116a4326}.hero__badge b{color:var(--green-on);font-weight:800}.hero h1{font-family:var(--font-display);font-size:clamp(42px,8vw,92px);font-weight:800;letter-spacing:-.045em;line-height:.98;margin:0 0 24px;max-width:840px}.hero__sub{color:var(--text-dim);font-size:clamp(16px,2.2vw,19px);max-width:620px;margin:0 0 34px}.hero__cta{display:flex;flex-wrap:wrap;gap:18px;align-items:center;margin-bottom:32px}.btn--lg{font-size:17px;padding:15px 30px;box-shadow:var(--cta-shadow)}.hero__chips{display:flex;flex-wrap:wrap;gap:10px}.chip{display:inline-flex;align-items:center;gap:7px;font-size:13px;font-weight:600;color:var(--text-dim);border:1px solid var(--line);background:var(--white);padding:7px 13px;border-radius:999px}.chip svg{width:15px;height:15px;color:var(--green);flex:none}.download{border-top:1px solid var(--line)}.download__panel{border:1px solid var(--line-strong);border-radius:24px;background:radial-gradient(900px 400px at 20% 0%,rgba(246,185,61,.1),transparent 60%),radial-gradient(700px 340px at 85% 100%,rgba(17,106,67,.08),transparent 60%),linear-gradient(180deg,#F4ECDC,var(--panel-2));padding:clamp(32px,6vw,60px);display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}.download h2{font-family:var(--font-display);font-size:clamp(26px,4vw,40px);font-weight:800;letter-spacing:-.03em;line-height:1.08;margin:0 0 14px}.download p{color:var(--text-dim);font-size:16px;max-width:480px;margin:0 0 28px}.store-btns{display:flex;flex-wrap:wrap;gap:14px}.store-btn{display:inline-flex;align-items:center;gap:12px;border:1px solid var(--line-strong);background:var(--white);border-radius:14px;padding:12px 18px;text-decoration:none;color:var(--text);transition:border-color .2s,transform .2s,background .2s}.store-btn:hover{border-color:var(--accent);background:#f6e3be;transform:translateY(-2px)}.store-btn svg{width:26px;height:26px;color:var(--accent)}.store-btn small{display:block;font-size:11px;color:var(--text-faint);letter-spacing:.05em}.store-btn b{display:block;font-size:15px;font-weight:700;line-height:1.1}.download__notes{display:flex;flex-wrap:wrap;gap:16px;margin-top:24px}.download__notes span{font-size:13px;color:var(--text-faint);display:inline-flex;align-items:center;gap:6px}.download__notes svg{width:14px;height:14px;color:var(--green)}.download__mock{border:1px solid var(--line-strong);border-radius:22px;overflow:hidden;background:var(--white)}.download__mock img{width:100%;height:100%;object-fit:cover;display:block}.download__mock svg{width:100%;height:100%;display:block}.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}.step{position:relative;border:1px solid var(--line);background:var(--panel);border-radius:var(--radius);padding:30px 26px;overflow:hidden}.step:before{content:"";position:absolute;top:0;left:26px;right:26px;height:1px;background:linear-gradient(90deg,transparent,var(--accent-border),transparent);opacity:1}.step__num{font-family:var(--font-display);font-size:13px;font-weight:800;color:var(--accent);letter-spacing:.1em;margin-bottom:14px}.step:nth-child(2n):before{background:linear-gradient(90deg,transparent,var(--green-border),transparent)}.step:nth-child(2n) .step__num{color:var(--green)}.step h3{font-family:var(--font-display);font-size:21px;font-weight:700;letter-spacing:-.02em;margin:0 0 10px}.step p{color:var(--text-dim);font-size:15px;margin:0}.cards-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:14px}.card-row{display:flex;align-items:center;justify-content:space-between;gap:14px;border:1px solid var(--line);background:var(--white);border-radius:var(--radius);padding:16px 18px;transition:border-color .2s,transform .2s}.card-row:hover{border-color:var(--line-strong);transform:translateY(-2px)}.card-row__name{display:flex;align-items:center;gap:12px;min-width:0}.card-row__logo{width:38px;height:38px;border-radius:10px;flex:none;display:grid;place-items:center;overflow:hidden;background:var(--bg-soft);border:1px solid var(--line)}.card-row__logo img{width:100%;height:100%;object-fit:contain}.card-row__logo .noimg{font-family:var(--font-display);font-weight:800;font-size:14px;color:var(--accent)}.card-row__name b{font-family:var(--font-display);font-size:15px;font-weight:700;display:block;line-height:1.2}.card-row__name small{color:var(--text-faint);font-size:12px}.rate-badge{flex:none;font-family:var(--font-display);font-weight:800;font-size:16px;color:var(--accent);background:var(--accent-dim);border:1px solid var(--accent-border);border-radius:999px;padding:6px 12px;white-space:nowrap}.rate-badge small{font-weight:700;font-size:11px;color:var(--text-dim)}.cards-more{text-align:center;margin-top:32px}.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}.stat{border:1px solid var(--line);background:var(--white);border-radius:var(--radius);padding:28px 26px}.stat b{display:block;font-family:var(--font-display);font-size:38px;font-weight:800;letter-spacing:-.03em;margin-bottom:8px;color:var(--accent)}.stat span{color:var(--text-dim);font-size:14px;line-height:1.5;display:block}.t-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:18px}.t-card{display:flex;flex-direction:column;gap:16px;border:1px solid var(--line);background:var(--panel);border-radius:var(--radius);padding:26px;margin:0;transition:border-color .2s,transform .2s}.t-card:hover{border-color:var(--line-strong);transform:translateY(-2px)}.t-stars{display:flex;gap:3px;color:#e4a11b}.t-card blockquote{margin:0;color:var(--text);font-size:15.5px;line-height:1.65;flex:1}.t-card figcaption{display:flex;align-items:center;gap:12px;border-top:1px solid var(--line);padding-top:16px}.t-card figcaption img{width:44px;height:44px;border-radius:50%;object-fit:cover;border:1px solid var(--line-strong)}.t-name{font-weight:700;font-size:15px}.t-role{color:var(--text-faint);font-size:13px}.faq-list{max-width:780px}.faq-item{border-bottom:1px solid var(--line)}.faq-item__q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:20px;background:none;border:0;cursor:pointer;color:var(--text);font-family:var(--font-display);font-size:17px;font-weight:600;padding:22px 4px;text-align:left}.faq-item__q .chev{color:var(--text-faint);transition:transform .25s;flex:none}.faq-item[data-open=true] .faq-item__q .chev{transform:rotate(180deg);color:var(--accent)}.faq-item__a{max-height:0;overflow:hidden;transition:max-height .3s ease,padding .3s ease;padding:0 4px}.faq-item[data-open=true] .faq-item__a{max-height:300px;padding-bottom:20px}.faq-item__a p{color:var(--text-dim);font-size:15px;margin:0}.calc{display:grid;grid-template-columns:1.3fr 1fr;gap:20px;align-items:stretch}.calc__fields{display:grid;gap:18px;align-content:start;border:1px solid var(--line);background:var(--panel);border-radius:var(--radius);padding:26px}.calc__field{display:flex;flex-direction:column;gap:8px}.calc__field>span{font-size:12px;font-weight:700;color:var(--text-dim);letter-spacing:.06em;text-transform:uppercase}.calc__field select,.calc__field input{width:100%;padding:12px 14px;background:var(--white);color:var(--text);border:1px solid var(--line-strong);border-radius:var(--radius);font-family:var(--font-display);font-size:16px;font-weight:600;transition:border-color .2s,box-shadow .2s}.calc__field select:focus,.calc__field input:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-dim)}.calc__field small{color:var(--text-faint);font-size:12px}.calc__result{display:flex;flex-direction:column;justify-content:center;align-items:center;text-align:center;border:1px solid var(--accent-border);background:linear-gradient(160deg,#f6b93d24,#f6b93d05 72%);border-radius:var(--radius);padding:26px;min-height:200px}.calc__label{color:var(--text-dim);font-size:13px;margin:0 0 10px}.calc__value{font-family:var(--font-display);font-size:clamp(30px,4vw,42px);font-weight:800;letter-spacing:-.02em;margin:0 0 8px;color:var(--accent)}.calc__youget{color:var(--green);font-size:14px;font-weight:700;margin:0}.calc__empty{color:var(--text-faint);font-size:15px;margin:0}.quotes{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:var(--white)}.quotes__row{display:grid;grid-template-columns:1fr 120px 190px;gap:14px;align-items:center;padding:14px 20px;border-bottom:1px solid var(--line)}.quotes__row:last-child{border-bottom:0}.quotes__row--head{background:var(--panel-2);font-size:12px;font-weight:700;color:var(--text-faint);letter-spacing:.06em;text-transform:uppercase}.quotes__brand{font-family:var(--font-display);font-weight:700}.quotes__rate{font-family:var(--font-display);font-weight:800;color:var(--accent)}.quotes__payout{font-family:var(--font-display);font-weight:700}.quotes__payout small{display:block;color:var(--text-faint);font-size:11px;font-weight:500}.quotes__updated{color:var(--text-faint);font-size:13px;margin:14px 0 0}@media(max-width:760px){.calc{grid-template-columns:1fr}.quotes__row{grid-template-columns:1fr 90px 130px;gap:10px;padding:12px 14px}}.footer{border-top:1px solid var(--line);padding:64px 0 40px;background:var(--panel-2)}.footer__top{display:flex;flex-wrap:wrap;gap:40px;justify-content:space-between;padding-bottom:40px}.footer__brand{max-width:320px}.footer__brand p{color:var(--text-dim);font-size:14px;margin:0 0 8px}.footer__legal{line-height:1.7}.footer__legal b{color:var(--text-dim);font-weight:700}.footer__legal .hl{color:var(--green)}.footer__cols{display:flex;flex-wrap:wrap;gap:48px}.footer__col h4{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--text-faint);margin:0 0 14px}.footer__col a{display:block;color:var(--text-dim);text-decoration:none;font-size:14px;padding:5px 0}.footer__col a:hover{color:var(--accent)}.footer__contact{display:flex;gap:10px;margin-top:18px;flex-wrap:wrap}.footer__contact a{display:inline-flex;align-items:center;gap:7px;border:1px solid var(--line);border-radius:999px;padding:8px 14px;font-size:13px;font-weight:600;text-decoration:none;color:var(--text-dim);background:var(--white)}.footer__contact a:hover{color:var(--accent);border-color:var(--line-strong)}.footer__bottom{border-top:1px solid var(--line);padding-top:24px;display:flex;flex-wrap:wrap;gap:16px;justify-content:space-between;color:var(--text-faint);font-size:13px}.footer__bottom nav{display:flex;gap:18px}.footer__bottom nav a{color:var(--text-faint);text-decoration:none}.footer__bottom nav a:hover{color:var(--text-dim)}.page{padding-top:calc(var(--nav-h) + 48px);padding-bottom:96px}.page__head{max-width:760px;margin-bottom:36px}.page__head h1{font-family:var(--font-display);font-size:clamp(32px,5vw,52px);font-weight:800;letter-spacing:-.035em;line-height:1.06;margin:0 0 14px}.page__head p{color:var(--text-dim);font-size:17px;margin:0}.rates-search{width:100%;max-width:520px;margin-bottom:28px;display:flex;align-items:center;gap:10px;border:1px solid var(--line-strong);background:var(--white);border-radius:999px;padding:12px 18px;color:var(--text-faint)}.rates-search input{flex:1;background:none;border:0;outline:0;color:var(--text);font-size:15px;font-family:var(--font-body)}.rates-search input::placeholder{color:var(--text-faint)}.rates-meta{color:var(--text-faint);font-size:13px;margin-bottom:18px}.rates-meta b{color:var(--text-dim)}.rate-note{display:flex;align-items:flex-start;gap:10px;margin-top:28px;color:var(--text-faint);font-size:13px;max-width:720px;line-height:1.6}.rate-note svg{width:15px;height:15px;color:var(--accent);flex:none;margin-top:2px}.blog-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}.post{display:flex;flex-direction:column;text-decoration:none;border:1px solid var(--line);background:var(--white);border-radius:var(--radius);overflow:hidden;transition:border-color .2s,transform .2s}.post:hover{border-color:var(--line-strong);transform:translateY(-3px)}.post__cover{position:relative;aspect-ratio:16 / 9;overflow:hidden;background:var(--panel)}.post__cover img{width:100%;height:100%;object-fit:cover;transition:transform .4s}.post:hover .post__cover img{transform:scale(1.04)}.post__cover .cover-art{position:absolute;inset:0;display:grid;place-items:center}.post__cat{position:absolute;top:12px;left:12px;z-index:2;font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;background:#141008b8;color:#f0bc55;border:1px solid rgba(255,255,255,.14);border-radius:999px;padding:5px 10px;-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px)}.post__body{display:flex;flex-direction:column;gap:10px;padding:20px 20px 22px}.post__meta{display:flex;gap:8px;color:var(--text-faint);font-size:12.5px}.post__body h3{font-family:var(--font-display);font-size:19px;font-weight:700;letter-spacing:-.015em;line-height:1.25;margin:0;color:var(--text)}.post__body p{color:var(--text-dim);font-size:14.5px;line-height:1.6;margin:0;flex:1}.post__more{color:var(--accent);font-size:14px;font-weight:700}.post-page{padding-top:calc(var(--nav-h) + 48px);padding-bottom:96px;max-width:760px}.post-page__back{color:var(--text-dim);text-decoration:none;font-size:14px;font-weight:600}.post-page__back:hover{color:var(--accent)}.post-page__cat{display:inline-block;margin-top:26px;font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--accent)}.post-page h1{font-family:var(--font-display);font-size:clamp(30px,5vw,46px);font-weight:800;letter-spacing:-.03em;line-height:1.1;margin:12px 0 14px}.post-page__meta{display:flex;flex-wrap:wrap;gap:8px;color:var(--text-faint);font-size:13px;margin-bottom:28px}.post-page__cover{width:100%;aspect-ratio:16 / 8;object-fit:cover;border-radius:20px;border:1px solid var(--line-strong);margin-bottom:34px}.post-page__body{font-size:17px;line-height:1.85;color:var(--text-dim)}.post-page__body p{margin:0 0 22px}.post-page__body h2,.post-page__body h3,.post-page__body h4{font-family:var(--font-display);color:var(--text);letter-spacing:-.02em;margin:34px 0 14px}.post-page__body ul,.post-page__body ol{padding-left:22px;margin:0 0 22px}.post-page__body li{margin-bottom:8px}.post-page__body img{border-radius:14px;border:1px solid var(--line-strong);margin:8px 0 22px}.post-page__body blockquote{border-left:3px solid var(--accent);margin:0 0 22px;padding:4px 0 4px 18px;color:var(--text)}.post-page__body a{color:var(--accent);text-decoration:underline;text-underline-offset:3px}.post-page__body code{background:var(--panel);border:1px solid var(--line);border-radius:6px;padding:2px 6px;font-size:.9em}.privacy__updated{color:var(--text-faint)!important;font-size:14px!important;margin-top:12px}.privacy__operator{margin-bottom:26px}.privacy__body{max-width:760px;font-size:17px;line-height:1.85;color:var(--text-dim)}.privacy__body section{margin-top:30px}.privacy__body h2{font-family:var(--font-display);color:var(--text);font-size:20px;letter-spacing:-.02em;margin:0 0 12px}.privacy__body p{margin:0 0 14px}.privacy__body a{color:var(--accent);text-decoration:underline;text-underline-offset:3px}.post-page__cta{margin-top:44px;border:1px solid var(--line-strong);border-radius:20px;padding:34px;text-align:center;background:linear-gradient(180deg,var(--panel-2),var(--bg-soft))}.post-page__cta h2{font-family:var(--font-display);font-size:26px;font-weight:800;margin:0 0 8px}.post-page__cta p{color:var(--text-dim);font-size:15px;margin:0 0 22px}.post-page__empty{color:var(--text-dim);padding:60px 0;text-align:center}.post-page__empty a{color:var(--accent)}.btn{display:inline-flex;align-items:center;justify-content:center;font-size:15px;font-weight:700;text-decoration:none;background:var(--cta);color:var(--cta-on);padding:13px 24px;border-radius:999px;border:0;cursor:pointer;transition:transform .15s,box-shadow .15s;box-shadow:var(--cta-shadow)}.btn:hover{transform:translateY(-2px)}.btn--ghost{background:var(--white);color:var(--accent);box-shadow:none;border:1px solid var(--line-strong)}.btn--ghost:hover{background:#f6e3be}.avatar{width:44px;height:44px;border-radius:50%;object-fit:cover;border:1px solid var(--line-strong)}@media(max-width:860px){.nav__links{display:none}.section{padding:64px 0}.download__panel{grid-template-columns:1fr}.page{padding-top:calc(var(--nav-h) + 24px)}}
